They declare not to simply accept debit cards: request them to test in any case – chances are high that it works regardless. Or maybe say it’s a charge card to start with.
One among the biggest considerations for foreigners applying ATMs in Thailand may be the service fees. Most Thai ATMs charge a price for overseas card withdrawals, which can swiftly insert up if you’re not watchful. Below’s a breakdown of some common ATM charges and withdrawal limitations:
Citibank ATMs used to be cost-free to withdraw from, but UOB has acquired out the lender, and it now charges a similar 250 THB charge as most other ATMs. The adjust took place someday in early 2024, Which explains why you may see out-of-date details about it in other places on the internet.
By following the methods down below, you’ll however really have to pay back the ATM cost (220 Baht) however you can avoid the Thai financial institution’s awful exchange fee.
With ATM obtain charges currently being so significant, it could make sense to deliver tough cash into Thailand and exchange it for Thai Baht Within the region.
If you do elect to withdraw by way of a human teller, then just be ready to present a valid debit or credit card less than your title (using your signature) and your copyright which need to match the identify indicated in your card.
This tends to let your financial institution know that your card are going to be Employed in a different nation and stop transactions from currently being blocked or tagged as is possible “fraud”.
ATMs at airports are typically extremely high 220 cash priced, charging higher expenses for withdrawing cash or converting forex. So even though They might be effortless, they’re very best averted Until you haven't any other choice.
From the U.K, Now we have an awesome travel credit card from the lender called Halifax. This lets you withdraw money anywhere on the planet at VISA exchange rates with none service fees for those who pay back the quantity off straight away.
Having to pay a hundred and fifty/250 THB anytime you withdraw from an ATM can incorporate as much as some huge cash. Fortunately, there is a way to stop paying any rate altogether!
Choose to withdraw in the local forex plus your Intelligent card will do the forex conversion on the mid-sector Trade fee with only a small conversion charge*.
One more great way to avoid ATM expenses is getting a Thai checking account. If you have a Thai checking account you would not have to pay fees on withdrawal in the slightest degree.
A term of advice– it might be difficult to come across ATMs within the lesser-recognised islands and rural areas of Thailand.
To find a nearby ATM all through your vacation, you may consider one particular of these ATM locator applications from big Thai financial institutions: